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5 shows the earned income you need to obtain the top credit (depending on the number of your qualifying children, if any). ADJUSTED GROSS INCOME. If your adjusted gross income is too high, the credit is reduced or eliminated. 6 shows the AGI phaseout range for the earned income credit. This depends not only on the number of qualifying children, if any, but also on your filing status, as shown in the table. If you are married, you usually must file a joint return with your spouse in order to claim an earned income credit.